Gold Yours 11+1 Plan
Subscription
You can select a product and pay a fixed amount on the due date of every month for 11 months (minimum value – INR 1000 and it can be any amount in multiples of INR 100). At the end of the 12th month you will be eligible for a special discount equivalent to one-month amount.
Upon completion of the Gold Mine 11+1 Plan registration process, you will be allotted a unique Gold Yours 11+1 Plan subscription number by the Company.
You are required to make payment for the subscription to the JB Gold Yours11+1 Plan by visiting our store or online through your JB account.
Any person subscribing to the Gold Mine 11+1 Plan should be 18 years or above and should be a resident Indian.
The registration under the Plan or the subscription number allotted to you is not transferable. However, in the event of the death, the nominee specified in the Subscription Form will have the right to pay the balance installment amount (if any) and buy the Products using the subscription number of the demised User.
The Company reserves the right to cancel and refund the money towards your Gold Yours 11+1 Plan installment if there is any discrepancy in the details submitted by you or you do not submit valid ID proof within 30 days of enrollment. In such cases, the amount paid by you towards subscription will be refunded. The refund need not be in the same payment mode used by the subscriber at the time of making the payment. It will be as per company policy.
Special Discount
You can redeem your Gold Yours 11+1 Plan subscription anytime and purchase jewellery using the installments paid and the special discount as per the table below.
You Pay for | Special Discount |
11 Months | 100% of one installment amount |
6 Months | 50% of one installment amount |
The Company will not be paying any interest.

Features & Benefits
For example
Monthly Investment | Total Investment after 11 months | JB Jewellers’ Contribution | Total Benefit |
Rs.3,000 | Rs.33,000 | Rs.3,000 | Rs.36,000 |
Payment and Redemption
You can make payment for the Gold Yours 11+1 Plan either through the Website or by visiting our store.
Upon making payment of installments during the Term, you will be entitled to purchase either plain gold jewelry or diamond/gemstone studded jewelry either through the Website or any of the stores. You cannot purchase Gold Coins by redeeming the Gold Yours 11+1 Plan subscription.
After maturity, please redeem your Gold Yours 11+1 Plan and receive a voucher which can be used for your purchase either through the Website or at our store.
Cancellation/Termination
If you choose to terminate or cancel the subscription, you will be entitled to purchase any product(s) from the Website or stores operated by the company using the amount already paid by you. You will not be entitled for refund of the monthly installments or any portion thereof, paid by you towards the Plan.